Compliance Engine
Automated KYC/AML, transfer restrictions, and multi-jurisdiction regulatory mapping, built into every transaction at the protocol level. Not bolted on after the fact.
The Regulatory Environment Is Clearing Fast
Six months ago, institutions had to guess which regulatory frameworks would apply to tokenized assets. Now the picture is becoming clear. FractiFi鈥檚 compliance engine is built for the frameworks regulators are actively creating.
馃嚭馃嚫United States
Frameworks ActiveFDIC: Clearing tokenized deposits as insured bank liabilities
SEC: No-action letter for DTCC tokenized securities
OCC: Guidance on bank digital asset activities
馃嚜馃嚭European Union
Regulation ActiveMiCA: Markets in Crypto-Assets regulation active
ECB: Digital euro pilot integrating tokenized deposits
馃嚟馃嚢Hong Kong / APAC
Pilots ActiveHKMA: Project Ensemble pilot for tokenized deposits
MAS: Project Guardian broadened to tokenized bank liabilities
馃嚘馃嚜UAE & Gulf
LicensedVARA: Dedicated virtual asset licensing framework
ADGM: Digital securities regulatory framework
Compliance at Every Layer
Pre-Transaction
At Settlement
Post-Settlement
Compliance decisions feed directly into the Settlement Rails checked at every stage, not just at one gate.
What鈥檚 Built In
ERC-3643 Security Tokens
The institutional standard for compliant security tokens. Identity-based transfer restrictions, agent roles, and compliance modules baked into the token architecture.
Automated KYC/AML Pipeline
Investor identity verification, sanctions screening, and ongoing monitoring, automated from onboarding through every subsequent transaction.
Multi-Jurisdiction Rules Engine
Define compliance rules per jurisdiction, per asset class, per investor type. The engine enforces them automatically at the smart contract level.
Transfer Restriction Enforcement
Holding periods, lock-ups, concentration limits, and whitelist/blacklist management, enforced on-chain rather than by manual processes.
Real-Time Sanctions Screening
Every counterparty checked against OFAC, EU, UN, and HMT sanctions lists. Screening happens in the transaction flow, not as a batch process.
Immutable Audit Trail
Every compliance decision, every check, every approval, every rejection, recorded on-chain and exportable for regulatory review.