Financial Infrastructure for the Tokenized Economy
We build the settlement and compliance rails that make tokenized assets usable under institutional standards.
Not another wrapper. The infrastructure layer underneath issuance, movement, and reporting.
We Started with a Question Nobody Was Answering
FractiFi began with a simple observation: the market was accelerating, but the foundation was unfinished. By 2024, tokenization had moved from theory to headline. Major financial institutions were announcing digital asset initiatives. Asset managers were launching tokenized funds. Market projections pointed to trillions in potential growth. The narrative was clear: everything would be tokenized.
But beneath the announcements, a quieter problem remained unresolved. Assets were being wrapped in tokens faster than the infrastructure to support them was being built. Settlement often relied on patched integrations. Compliance was treated as a configurable layer instead of architectural core. Capital movement between traditional and digital rails required manual intervention and operational workarounds. The surface looked modern. The plumbing did not.
We believed the real opportunity was not in tokenizing more assets. It was in building the infrastructure that makes tokenized assets function under institutional standards. That meant starting where others avoided complexity. Designing settlement rails that can interact with traditional financial systems. Embedding compliance at the protocol level rather than adding it as a feature. Creating reporting infrastructure that regulators and auditors can actually use. Structuring capital routing in a way that mirrors how institutions already manage risk and liquidity.
And then we applied our own system to real asset classes. Gold. Commodities. Real estate exposure. Not as a marketing exercise, but as validation. Infrastructure only becomes credible when capital flows through it and withstands operational pressure. FractiFi exists to close the gap between tokenization as a concept and tokenization as institutional infrastructure. The next decade of financial markets will not be defined by which asset was tokenized first. It will be defined by which infrastructure made those assets usable at scale.
A Tokenization Startup Focuses on the Infrastructure Challenges of Alternative Assets
“While financial giants race to tokenize treasuries and equities, a sizable segment of the alternative asset market remains relatively underdeveloped. One startup is focusing on this area as a possible source of long-term value creation.”
Read the full articleBuilt by Operators, Not Theorists
FractiFi’s founding team combines financial structuring, enterprise software at scale, and hands-on product building. We’ve built what we couldn’t find.
Matias Hagen
Co-Founder
Matias leads marketing, partnerships, and go to market. He focuses on positioning FractiFi’s infrastructure clearly within institutional environments and building relationships with banks, asset managers, and strategic partners. His background is rooted in bringing financial products to market in a clear and credible way.
LinkedInYorick Timmers
Co-Founder
Yorick leads financial architecture and product design. His background is in financial products and real estate structures, including REITs and alternative asset frameworks. At FractiFi, he designs the liquidity-first infrastructure model and ensures the system reflects how institutions actually structure, allocate, and manage capital.
LinkedInYmir Egilson
Co-Founder
Ymir leads technical development at FractiFi. He previously served as one of the youngest tech leads at Visma, working on large scale enterprise systems used across multiple industries. At FractiFi, he oversees the buildout of the settlement, compliance, and reporting infrastructure that forms the company’s core architecture.
LinkedInHow We Think About Infrastructure
Infrastructure first, assets second.
The tokenization market has spent years focused on wrapping assets in tokens. But a tokenized asset without settlement rails is just a number in a wallet. It can’t clear compliance. It can’t settle against real money. It can’t report to regulators. We build the infrastructure layer first: the cash rails, the settlement engine, the compliance system. Without it, nothing else works. Once the infrastructure exists, any asset can run on it.
Compliance is architecture, not a feature.
Most platforms bolt compliance on after the fact: a KYC check here, a jurisdiction filter there. That approach breaks the moment you need to operate across borders, handle multiple investor types, or satisfy a regulator who wants a complete audit trail. At FractiFi, compliance runs at the protocol level. Every settlement, every transfer, every distribution passes through the compliance engine automatically. It’s not optional. It’s not configurable to ‘off.’ It’s how the system works. Because the institutions we serve don’t have the option to skip compliance, and neither should their infrastructure.
Prove it with real capital.
We could have built the infrastructure and waited for clients to test it. Instead, we structured real institutional assets: gold, commodities, and real estate, then ran them through our own system. Not because we want to be an asset manager, but because the best sales pitch for infrastructure is showing it working. When a bank asks ‘does this actually work?’, we don’t show a slide deck. We show a simulation with real asset classes flowing through real settlement rails, real compliance checks, and real reporting. That’s what convinced us it was ready. That’s what will convince you.
Meet institutions where they are.
We don’t ask banks to abandon their existing infrastructure overnight. Traditional settlement has served global markets for decades. It has reach, scale, and deep regulatory trust. Those are strengths, not weaknesses. FractiFi is designed to bridge traditional and digital rails, letting institutions run both in parallel and transition at their own pace. The institutions that adopt successfully aren’t the ones that move fastest. They’re the ones that move with the least disruption. Our infrastructure is built for that.
Want to Know More?
Explore the infrastructure or talk to the team directly.