Infrastructure for Bank-Issued Digital Assets
Deploy tokenized deposits, programmable settlement, and compliant digital asset products on infrastructure built specifically for regulated financial institutions.
Leading Institutions Are Already Exploring This Space
JPMorgan deploys Kinexys tokenized deposits on Coinbase Base
Standard Chartered launches tokenized SGD and USD deposit product for Ant International
DTCC receives SEC no-action letter for tokenized securities on public blockchains
FDIC signals regulatory clarity for tokenized deposits as insured bank liabilities
HKMA launches EnsembleTX pilot for tokenized deposit money market fund settlement
Three Products You Can Launch on Day One
Bank-Issued Tokenized Deposits
Issue digital representations of your existing deposits on blockchain. Your deposits, your balance sheet, your regulatory framework, with programmable settlement and 24/7 money movement. The same category as JPMorgan's Kinexys.
This is not a stablecoin. It's a tokenized bank deposit, on your balance sheet, under your regulatory framework, with programmable capabilities.
Programmable Payment Rails
Complement existing batch settlement with real-time, programmable money movement. Conditional payments, automated treasury management, and intraday liquidity optimization, all on tokenized deposit rails.
Tokenized Securities & Funds
Issue and manage tokenized securities through compliant infrastructure. ERC-3643 security tokens with cap table management, automated distributions, and regulatory reporting, built for the frameworks the SEC and DTCC are creating.
Drop-In Infrastructure for Your Existing Stack
FractiFi doesn't replace your banking systems. It sits underneath them, providing settlement, compliance, and reporting capabilities your existing stack can call via API. Your systems stay the same. Your capabilities expand.
No rip-and-replace. FractiFi integrates through standard APIs, the same way your bank connects to any other infrastructure provider.
Information for Every Stakeholder
For Compliance & Legal
Multi-jurisdiction regulatory mapping (EU MiCA, US SEC/FDIC, UAE VARA, APAC MAS). Automated KYC/AML enforcement. Transfer restriction management. Full audit trail with regulatory export. ERC-3643 security token standard.
Request Compliance Documentation →For Security & Audit
Smart contract security audits. Encryption standards for PII handling. Transaction monitoring and anomaly detection. Immutable on-chain audit trail. SOC-2 alignment in progress.
Request Security Overview →For Operations & Technology
REST and WebSocket APIs. SDK for Node.js and Python. 99.9% uptime SLA target. Real-time monitoring dashboards. Integration with existing core banking, custody, and reporting systems.
View Technical Documentation →For Executive Leadership
Market sizing and competitive environment. Deployment timeline (12 weeks). Economic model (infrastructure fee on AUM, no upfront licensing). Case studies from FractiFi's own asset structuring.
Request Executive Summary →Deployed in 12 Weeks
Most bank tokenization initiatives take 18–24 months. FractiFi compresses that to 12 weeks because the infrastructure is already built and proven.
Build vs. Buy
Build Internally
- 18–24 month timeline
- $5–15M+ engineering investment
- Hire blockchain, compliance, and infrastructure teams
- Build settlement, compliance, reporting from scratch
- Ongoing maintenance and regulatory updates
- Unproven with real capital
Deploy on FractiFi
- 12 week timeline
- Infrastructure fee model (no upfront capital)
- Access proven settlement, compliance, reporting stack
- Validated with real institutional products
- Continuous updates, multi-jurisdiction compliance maintained
- Validated with real assets, real compliance, real settlements
Ready to Deploy?
Schedule a call with our bank partnerships team to discuss your tokenized deposit or digital asset strategy.