# FractiFi

> Tokenized deposit infrastructure for banks and financial institutions. FractiFi
> provides tokenized deposits and atomic settlement so a bank's deposit can be
> represented and settled on-chain while the deposit itself stays on the bank's
> balance sheet. FractiFi does not hold or move customer money; banks do. FractiFi
> is the on-chain coordination and representation layer.

## Core concepts

- Tokenized deposit: a bank deposit represented 1:1 on-chain. The deposit never
  leaves the bank; only its claim moves. Distinct from a stablecoin, which is a
  claim on a private issuer backed by a reserve pool.
- Atomic settlement (atomic DvP): cash and asset change hands together, or not at
  all, removing settlement risk and settlement windows.
- Money stays on the balance sheet: FractiFi coordinates on-chain; the bank keeps
  the deposit, the customer, and the regulatory perimeter.

## Pages

- [Home](/): overview of tokenized deposits and atomic settlement.
- [Tokenized Deposits](/tokenized-deposits): what a tokenized deposit is, how it
  compares to a stablecoin, and how a bank issues and operates one.
- [Blog](/resources/blog): insights and analysis on tokenized deposits, atomic
  settlement, and institutional finance.
- [Contact](/contact): talk with the team or book a demo.

## Audience

Banks and financial institutions (banks pursued first), jurisdiction-agnostic.